Do you owe more than your house is worth?
Have been denied a Loan Modification?
Are you facing Foreclosures?
Are you Upside-Down on your Mortgage?

A Short Sale is for a homeowner who has a financial hardship and owes more on the mortgage than the home is worth. The Short Sale process can be very tricky and hard to understand. However, if done correctly, it can in fact be the best option and fresh start for you. We will negotiate directly with your banks to get short sale approvals for you. We will market your home and get it sold!

All of our Professional Short Sale Services are FREE for you!
Unlike a traditional real estate transaction, you do NOT pay us a penny. Your banks will pay all the fees of the real estate sales including closing costs and our real estate commission Only when your home completes a Successful Short Sale.

1. Consider Home LOAN MODIFICATIONS First!

If you are thinking of selling your home because of financial difficulties and you anticipate a short sale, first contact your lender to see if it has any programs to help you stay in your home. Your lender may agree to a modification. If you have a hardship affecting your ability to make your mortgage payments or have already behind payments, you may be able to receive a more affordable mortgage payment under the Home Loan Modification Program. The government’s goal for the loan modification is to make your monthly payments 31% of your before tax monthly income.

2. SHORT SALE

When a loan modification still isn’t enough to relieve your financial problems, a short sale could be your best option if your home is worth less than your mortgage(s) you owe on it or you have a financial hardship, such as a job loss or major medical bills. If you are thinking to sell your home in a Short Sale, you should know about Short Sale Hardship Letter, Short Sale Tax Implications, Short Sale Credit Damage.

Why Short Sales Fail?

There are many reasons why short sales fail including:

• Incomplete short sale package
• No reasonable chance of closing
• Inexperienced listing agent
• Release of deficiency

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